After much searching and learning how to navigate the CT General Assembly bill database, I found that what the company is trying to do is illegal. THANKFULLY, a law was passed in 2005 here in CT making it illegal for insurance carriers to deny coverage based on breed. (and here I thought I was going to need to start writing congressman myself)
Section (2) is the part that means they cannot deny coverage or raise premiums based on the breed of ANY dog (not just the ones mentioned in part 1) And now we can fight this crap with the law backing us up.
Approved by the Legislative Commissioner
May 6, 2005
AN ACT CONCERNING HOMEOWNERS AND TENANTS INSURANCE UNDERWRITING BASED ON BREED OF DOG.
Be it enacted by the Senate and House of Representatives in General Assembly convened:
Section 1. (NEW) (Effective January 1, 2006) With respect to a policy for personal risk insurance, as defined in section 38a-663 of the general statutes, delivered, issued for delivery, renewed, amended or continued in this state on or after January 1, 2006, no insurer may establish rates or minimum premiums under such policy or cancel, refuse to renew or refuse to issue such policy on the basis of the breed of dog owned by the insured with respect to (1) any dog that is (A) an active or retired member of a volunteer canine search and rescue team, as defined in section 5-249 of the general statutes, or (B) a guide dog trained or being trained to assist blind, deaf or mobility impaired persons, or
(2) any dog that is not described in subdivision (1) of this section unless additional criteria other than breed is used with respect to the dog that is covered by this subdivision.
And here is a link to the full law:
http://www.cga.ct.gov/2005/fc/2005HB...R000728-FC.htm